Will My Zip Code Affect My Auto Insurance Rate in Phoenix?
August 16, 2009 5:32 am AutosYes, your zip code can affect your insurance premiums. Where you live can make a difference when you are getting an auto insurance quote. All insurance agents and brokers Websites like Auto Insurance Phoenix 123 will base your insurance quote on your zip code. It is a major component of all underwriting algorithms. This is based on studies that show that where you live will have an impact on how often you file an insurance claim. For instance, people that live in a metropolitan area will deal with more factors where there is a potential to file a claim. Factors like, heavy traffic, having to park on congested streets and higher crime rate where it is more likely to get your car stolen.